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2Pahia Loan Portal & Eligibility Planner

Review bank interest rate lists, check eligibility parameters, and view documentation requirements.

Loan Eligibility Estimator

FOIR-based approval estimations

Your Monthly Income (₹)
Existing Monthly Outflow / EMIs (₹)
CIBIL Credit Score750
Poor (300)Average (650)Excellent (900)
Max Eligible EMI
₹ 15,000/mo
Estimated Loan Capacity
₹ 4,64,869*

Bank Partners interest comparison

State Bank of India (SBI)
Rate: 8.5% - 10.5% p.a. • Fee: ₹ 500 onwards
HDFC Bank
Rate: 9.5% - 12.0% p.a. • Fee: 1.5% of loan amount
ICICI Bank
Rate: 9.9% - 12.5% p.a. • Fee: ₹ 999 fixed
Axis Bank
Rate: 10.25% - 13.0% p.a. • Fee: Up to 2%

Required Documents Checksheet

  • ✓Identity Proof: Aadhaar Card, PAN Card, passport, or Voter ID.
  • ✓Address Proof: Utility bill, rent agreement, or Aadhaar details.
  • ✓Income Proof (Salaried): Latest 3 months salary slips & Form 16.
  • ✓Income Proof (Self-Employed): Last 2 years ITR returns.
  • ✓Bank Records: Last 6 months bank statement showing income credit.

How it Works

Step 1: Check Eligibility

Use the estimator sliders on this page to align your salary with your target model.

Step 2: select Lender & Apply

Pick the bank matching your interest target and submit your document scans online.

Step 3: Verification & Payout

Lenders verify details and directly credit the dealer to trigger delivery.